Terms of Service

By accessing or using rosehickeyfinancial.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

The content published on this Site — including articles, assessments, descriptions of services, and other materials — is provided for general informational purposes only. It does not constitute legal, tax, financial, or investment advice of any kind.

Financial Relationship Design is an educational and relational framework. Information presented in connection with Financial Relationship Design is intended to help individuals and couples think about money, values, and relationships. It is not a substitute for advice from a qualified legal, tax, or financial professional.

You should not act or refrain from acting on the basis of any content on this Site without seeking appropriate professional advice specific to your circumstances.

The booking system on this Site allows you to schedule introductory calls and appointments with Rose-Hickey Financial. Submitting a booking request does not guarantee an appointment; bookings are subject to availability and confirmation.

Please review any confirmation communications you receive after booking. If you need to cancel or reschedule, please do so using the link provided in your confirmation email or by contacting us directly.

Any formal professional engagement between you and Rose-Hickey Financial will be governed by a separate written agreement. These Terms of Service apply to your use of the Site and do not create a professional relationship or engagement. The terms of any specific service or programme will be set out in the applicable agreement for that engagement.

All content on this Site, including text, images, graphics, and the Rose-Hickey Financial name and logo, is the property of Rose-Hickey Financial or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written permission.

The Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or accept responsibility for the content or practices of any third-party sites.

To the fullest extent permitted by applicable law, Rose-Hickey Financial shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content. The Site is provided "as is" without warranties of any kind, express or implied.

We may update these Terms of Service from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the Site after any changes constitutes your acceptance of the revised terms.

These Terms of Service are governed by the laws of the state in which Rose-Hickey Financial operates, without regard to conflict of law principles.

If you have questions about these Terms of Service, please contact us.

Please email us at [email protected].